Lifetime dog insurance is a minefield of rising premiums and sneaky exclusions....

https://post-wiki.win/index.php/Ear_Infections_in_Labradors:_Can_One_Claim_Exclude_Ears_Forever%3F

Lifetime dog insurance is a minefield of rising premiums and sneaky exclusions. If your dog faces a £6,000 cruciate repair bill, you will be glad you have it, but don't just auto-renew. Insurers rely on customer loyalty to push prices up every year