When client payments run late, a Rolex can help cover rent or keep a project...

https://www.bookmarks4all.win/when-client-payments-stall-freelancers-can-use-a-rolex-as-collateral-to-cover

When client payments run late, a Rolex can help cover rent or keep a project moving. A lender can evaluate the watch in under an hour and offer a loan against it. Repay the loan to get your watch back.