When client payments slip, a Rolex can help cover rent, travel, or production...

https://harpersnewinsight.brightsora.com/posts/loan-to-value-for-rolex-watches-what-is-normal

When client payments slip, a Rolex can help cover rent, travel, or production costs without waiting on the next invoice. A lender evaluates the watch, then may offer about $10,000 against a Rolex valued at $33,000