When you inherit a Rolex, understanding the difference between insurance value...

https://highstylife.com/sell-my-rolex-or-take-a-loan-against-it-for-a-security-deposit-weighing-your-best-option/

When you inherit a Rolex, understanding the difference between insurance value and resale value is key. Insurance value covers replacement costs, often higher than resale value, which is what buyers actually pay