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소액결제는 디지털 시대의 의무적인 결제 수단으로 자리매김하고 있을 것입니다. 이것은 특이하게 온/오프라인 쇼핑이나 스마트폰 애플리케이션을 통해 간편히 사용되며, 유저들에게 편의성을 제공합니다. 예를 들어, 음원이나 동영상 콘텐츠를 구매할 경우, 소액 결제를 통해 즉시 사용할 수 있습니다. 그리고, 온,오프라인 게임에서 아이템을 구매할 경우도 소액 결제가 자주 이용되며, 이것은
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일산시 성동구에 지내는 박 모(여)씨는 오픈마켓에서 크리스마스 선물로 아이 장난감을 모바일 소액결제로 구매했다. 하지만 품절로 말미암아 통상적으로 제품이 취소됐고, 다시 다른 곳에서 주문했다. 이럴 때까지도 소액결제 했으니 취소 후 자동으로 환불될 것이라 마음하였다. 하지만 6개월이 지나서도 환불금이 들어오지 않았다. 16번가에서는 “환불금이 자체 지불수단인 캐쉬로 자동 입금됐을
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